When is a car a car?

Posted February 07, 2018 08:48:55 When is the last time you got to drive a car on your own?

The answer might surprise you, considering the average car costs around $40,000 in today’s dollars.

However, you can still get a car with a car loan, which can be a big savings compared to buying a car yourself.

For example, a 2017 Toyota Camry with a $30,000 loan could be worth around $1,500 if you bought it with a loan.

But how much can you save by getting a car insurance policy?

Well, depending on the type of insurance policy, you might be able to save as much as 10 per cent off the cost of a car, or even less, if you have a car that is insured for damage, or has the right policy, said Car Insurance Expert James Brown from Car Insurance Agency Carinsurance.com.

That’s because insurance companies use what’s known as the “premium charge”, which is calculated by subtracting the amount you pay for a vehicle’s insurance against the total cost of owning a car.

The more expensive a car is, the higher the premium charge, so a 10 per cms premium charge means you’d need to pay $1.50 a day for the car if you paid the full price for it, he said.

While you could get a similar rate of $0.50 for a $25,000 vehicle, it might be cheaper to buy a car without a car policy.

“You’ll save $1-1.25 per day or less for insurance on a $10,000 car,” he said

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